Here are 5 important tips you should know about water damage
Let your insurance company know right away
It’s always best to call your insurance company when you discover damage to your home. This way your insurance broker can begin the claim process and guide you through the steps you need to take to prevent further damage to your property.
There are different insurance policies for water and flood damage. If you live in an area where flooding is common, then it’s likely you have a separate policy through the National Flood Insurance Policy. Note: When reporting a claim it is important you let your insurance know if you are reporting a flood or water damage, so they can adjust your claim.
Water damage may not be covered by your insurance. It’s always best to look at your insurance policy and become familiar with any exclusion you may have regarding water damage coverage. Once water damage has occurred, time is of the essence before matters get worse. If your property endures water damage, you don’t have the tie to sit around for whenever is convenient to begin cleaning up. As mold growth can create an even more serious health risk to your living environment.
Pollution level in the water is crucial and water damage is classified as one of the three levels by how much pollution the water source contained.
Class 1: water from the freshwater line for a dishwasher will not cause sickness or any ill symptoms.
Class 2: water that may cause sickness through contact may also include bacteria in it.
Class 3: water that is highly contaminated that comes from the overflow of toilet or sewage backup can cause serious illness and even death.